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The EIDL program is now available.  In addition to this loan the SBA is offering an immediate $10,000 advance (Emergency Economic Injury Grant) within 3 days of applying for an EIDL.  To access the advance, you must first apply for an EIDL and then request the advance.  The advance does not need to be repaid.

These EIDL loans are working capital loans for payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.  Applicants need to show they have suffered working capital losses due to the coronavirus disaster.  SBA will do internal testing to determine eligibility. 

The SBA Economic Injury Disaster Loan (EIDL) is administered by the SBA (not by any local bank institution).  The local banks will provide the following forms found in the links below.  They will be helpful to guide you through the process.  It will be faster to apply online at the following link.     SBA EIDL Online Application 

Loans are limited to one per Taxpayer Identification Number (TIN or EIN or SSN).  Please visit our EIDL vs PPP page to compare the EIDL and PPP loan programs.


SBA EIDL Loan Procedures

SBA EIDL Loan Application

SBA Loan 3 Step Process

SBA Loan Personal Financial Statement Form

SBA Loan Schedule of Liabilities Form